Fraud Victim - averted!

[ragani]

I don't usually wax poetic about any bank, let alone one of the Big bAnks, but I was relieved when I followed up on a message I got the other day from my bank asking if I really did request that credit card online last week. What was interesting was that the information they had was correct in many places, but way off on several key ones. That made it clear that someone had tried to commit identity theft, so I am very glad that the bank made a point of confirming it with me before proceeding. Aside from denying that application, the bank suggested that I call Equifax and file a fraud alert. Not only does that put a note on my record that I have been the target of identity theft (shared with all three credit reporting agencies at once), they will send me a complimentary credit report. And the bonus is it means I will no longer be getting those "You have been pre-approved for credit" offers.